Austin, TX · Contractor Liability

Contractor Liability Insurance in Austin, TX.

General liability insurance for contractors, subcontractors, and construction companies. We cover bodily injury, property damage, tools, completed operations, and the certificates general contractors require before you can step on the job.

Local context

Why Austin operators call us.

Austin's growth pipeline keeps builders, contractors, and small tech-services companies looking for coverage that scales. We write it. We've been placing contractor liability coverage for businesses across Travis County for more than 30 years — the same specialty markets we use for Houston clients, priced against Austin's local exposures.

What it covers

Inside the policy.

  • Bodily injury and property damage
  • Products/completed operations
  • Personal & advertising injury
  • Medical payments
  • Damage to premises rented to you

How we write it

Our approach for Austin.

  • Premises and completed-operations coverage
  • Additional insured endorsements for GCs and property owners
  • Certificates of insurance issued same-day
  • Tools, equipment, and installation floater options
  • Subcontractor and 1099 crew coverage

FAQ

Contractor Liability questions from Austin clients.

What does general liability insurance for contractors cover?

It pays for third-party bodily injury, property damage, and legal defense that come out of your work — a nail through a customer's pipe, a slip on a job site, or damage discovered after a project closes out.

Do I need it before I can bid a job?

Most general contractors and property owners require a Certificate of Insurance listing them as an additional insured before you can step on the site. We issue COIs the same day.

Get a real quote

Contractor Liability insurance in Austin — done today.

Tell us about your risk. We'll come back with real numbers from carriers who actually write your business.