Coverage

Church & House of Worship Insurance

Insurance built for congregations, not corporations.

Church liability insurance and property coverage for congregations, ministries, and houses of worship. We understand pastoral counseling, sexual misconduct coverage, mission trips, and the shared-use exposures that come with a facility.

What it covers

What's in the policy.

  • Building and contents
  • General liability (slips, falls, member injuries)
  • Sexual misconduct & abuse
  • Pastoral professional liability
  • Directors & officers

Why Allied

How we write it.

  • Property, general liability, and sexual misconduct in one package
  • Directors & officers coverage for boards
  • Pastoral counseling and professional liability
  • Auto for church vans and mission trips
  • Special events and shared-facility use

FAQ

Common questions.

Why is sexual misconduct coverage important for a church?

A standard general liability policy excludes abuse and molestation claims. A dedicated sexual misconduct endorsement is one of the most important coverages a church can carry — and one of the first things a plaintiff attorney will look for.

Do you cover mission trips?

Yes — foreign and domestic mission-trip coverage can be added for named travelers or as a blanket endorsement.

Local coverage

Church & House of Worship insurance across Texas.

We write church & house of worship coverage in every city we serve. Pick your metro for a local page with more detail on how we place it there.

Get a real quote

Ready for a quote?

Tell us about your risk. We'll come back with real numbers from carriers who actually write your business.