Coverage
Commercial Truck Insurance
Coverage that keeps the wheels turning.
Commercial truck liability insurance for owner-operators, dump trucks, tow trucks, box trucks, and short-haul fleets. We match your operation to a carrier that understands trucking — no surprises at the FMCSA filing.
What it covers
What's in the policy.
- Auto liability (per FMCSA minimums and above)
- Physical damage (comp & collision)
- Motor truck cargo
- Trailer interchange
- Non-trucking liability
Why Allied
How we write it.
- Auto liability, physical damage, and cargo
- Motor truck cargo and reefer breakdown
- MCS-90 and BMC-91 filings
- Non-trucking / bobtail coverage for leased drivers
- Dump truck, tow, box truck, and flatbed
FAQ
Common questions.
Do you handle DOT filings?
Yes. We file MCS-90 and state filings the same day the policy binds, so you're compliant before the truck rolls.
What's the minimum liability for a dump truck?
Depends on the commodity and jurisdiction — usually $750K to $1M for intrastate, higher for hazardous loads. We size it to your contracts.
Local coverage
Commercial Truck insurance across Texas.
We write commercial truck coverage in every city we serve. Pick your metro for a local page with more detail on how we place it there.
Get a real quote
Ready for a quote?
Tell us about your risk. We'll come back with real numbers from carriers who actually write your business.