Coverage

Home Health Care Agency Insurance

Cover every caregiver on every visit.

Liability insurance for home health care agencies, personal care attendants, and non-medical caregivers. We package professional liability, general liability, and non-owned auto so a single visit doesn't put the whole agency at risk.

What it covers

What's in the policy.

  • Professional (malpractice) liability
  • General liability
  • Hired & non-owned auto
  • Abuse & molestation
  • Employee dishonesty / bonding

Why Allied

How we write it.

  • Professional liability for medical and non-medical care
  • General liability for offices and client homes
  • Hired and non-owned auto for caregivers on the road
  • Sexual abuse and molestation coverage
  • Bonding for in-home staff

FAQ

Common questions.

Do you cover 1099 caregivers?

Yes, though the underwriting is different from a W-2 shop. We'll write the policy to match how you actually staff visits.

Is bonding required?

Not by law in most cases, but many families and referral sources ask for it. We can include a modest bond in the policy package.

Local coverage

Home Health Care insurance across Texas.

We write home health care coverage in every city we serve. Pick your metro for a local page with more detail on how we place it there.

Get a real quote

Ready for a quote?

Tell us about your risk. We'll come back with real numbers from carriers who actually write your business.