Coverage
Contractor & Construction Liability Insurance
Protect the job site, the crew, and the contract.
General liability insurance for contractors, subcontractors, and construction companies. We cover bodily injury, property damage, tools, completed operations, and the certificates general contractors require before you can step on the job.
What it covers
What's in the policy.
- Bodily injury and property damage
- Products/completed operations
- Personal & advertising injury
- Medical payments
- Damage to premises rented to you
Why Allied
How we write it.
- Premises and completed-operations coverage
- Additional insured endorsements for GCs and property owners
- Certificates of insurance issued same-day
- Tools, equipment, and installation floater options
- Subcontractor and 1099 crew coverage
FAQ
Common questions.
What does general liability insurance for contractors cover?
It pays for third-party bodily injury, property damage, and legal defense that come out of your work — a nail through a customer's pipe, a slip on a job site, or damage discovered after a project closes out.
Do I need it before I can bid a job?
Most general contractors and property owners require a Certificate of Insurance listing them as an additional insured before you can step on the site. We issue COIs the same day.
Local coverage
Contractor Liability insurance across Texas.
We write contractor liability coverage in every city we serve. Pick your metro for a local page with more detail on how we place it there.
Get a real quote
Ready for a quote?
Tell us about your risk. We'll come back with real numbers from carriers who actually write your business.