Austin, TX · Commercial Truck

Commercial Truck Insurance in Austin, TX.

Commercial truck liability insurance for owner-operators, dump trucks, tow trucks, box trucks, and short-haul fleets. We match your operation to a carrier that understands trucking — no surprises at the FMCSA filing.

Local context

Why Austin operators call us.

Austin's growth pipeline keeps builders, contractors, and small tech-services companies looking for coverage that scales. We write it. We've been placing commercial truck coverage for businesses across Travis County for more than 30 years — the same specialty markets we use for Houston clients, priced against Austin's local exposures.

What it covers

Inside the policy.

  • Auto liability (per FMCSA minimums and above)
  • Physical damage (comp & collision)
  • Motor truck cargo
  • Trailer interchange
  • Non-trucking liability

How we write it

Our approach for Austin.

  • Auto liability, physical damage, and cargo
  • Motor truck cargo and reefer breakdown
  • MCS-90 and BMC-91 filings
  • Non-trucking / bobtail coverage for leased drivers
  • Dump truck, tow, box truck, and flatbed

FAQ

Commercial Truck questions from Austin clients.

Do you handle DOT filings?

Yes. We file MCS-90 and state filings the same day the policy binds, so you're compliant before the truck rolls.

What's the minimum liability for a dump truck?

Depends on the commodity and jurisdiction — usually $750K to $1M for intrastate, higher for hazardous loads. We size it to your contracts.

Get a real quote

Commercial Truck insurance in Austin — done today.

Tell us about your risk. We'll come back with real numbers from carriers who actually write your business.