San Antonio, TX · Commercial General Liability
Commercial General Liability Insurance in San Antonio, TX.
Commercial general liability (CGL) covers third-party bodily injury, property damage, and personal & advertising injury claims. It's the base layer nearly every landlord, customer, and contract requires.
Local context
Why San Antonio operators call us.
San Antonio contractors, home health agencies, and trucking operators use us for the same specialty markets we place in Houston — often at better rates. We've been placing commercial general liability coverage for businesses across Bexar County for more than 30 years — the same specialty markets we use for Houston clients, priced against San Antonio's local exposures.
What it covers
Inside the policy.
- Premises liability
- Products/completed operations
- Personal & advertising injury
- Medical payments
- Defense costs outside limits (per form)
How we write it
Our approach for San Antonio.
- Bodily injury and property damage liability
- Products and completed operations
- Personal and advertising injury
- Additional insured endorsements
- Same-day certificates of insurance
FAQ
Commercial General Liability questions from San Antonio clients.
Is CGL the same as a BOP?
A Business Owner Policy (BOP) usually bundles CGL with property. CGL alone is just the liability piece — good when you don't need property coverage or your property is written separately.
How much liability do I need?
$1M per occurrence / $2M aggregate is the standard baseline. Contracts and landlords often dictate higher — we size it to your obligations.
More San Antonio coverage
Same coverage, other cities
Get a real quote
Commercial General Liability insurance in San Antonio — done today.
Tell us about your risk. We'll come back with real numbers from carriers who actually write your business.