Coverage
Commercial General Liability Insurance
Foundational protection for every business.
Commercial general liability (CGL) covers third-party bodily injury, property damage, and personal & advertising injury claims. It's the base layer nearly every landlord, customer, and contract requires.
What it covers
What's in the policy.
- Premises liability
- Products/completed operations
- Personal & advertising injury
- Medical payments
- Defense costs outside limits (per form)
Why Allied
How we write it.
- Bodily injury and property damage liability
- Products and completed operations
- Personal and advertising injury
- Additional insured endorsements
- Same-day certificates of insurance
FAQ
Common questions.
Is CGL the same as a BOP?
A Business Owner Policy (BOP) usually bundles CGL with property. CGL alone is just the liability piece — good when you don't need property coverage or your property is written separately.
How much liability do I need?
$1M per occurrence / $2M aggregate is the standard baseline. Contracts and landlords often dictate higher — we size it to your obligations.
Local coverage
Commercial General Liability insurance across Texas.
We write commercial general liability coverage in every city we serve. Pick your metro for a local page with more detail on how we place it there.
Get a real quote
Ready for a quote?
Tell us about your risk. We'll come back with real numbers from carriers who actually write your business.