Coverage
Professional Liability / Errors & Omissions Insurance
Cover the advice, the service, and the work product.
Professional liability (also called errors & omissions or E&O) protects service providers against claims of negligence, mistakes, missed deadlines, or bad advice — exposures that general liability policies exclude.
What it covers
What's in the policy.
- Negligent acts, errors, or omissions
- Failure to deliver promised services
- Legal defense costs
- Settlements and judgments
Why Allied
How we write it.
- Defense costs for negligence claims
- Covers mistakes, omissions, and bad advice
- Available for a wide range of professions
- Claims-made forms with prior-acts options
- Pairs with cyber and general liability
FAQ
Common questions.
How is E&O different from general liability?
General liability covers bodily injury and property damage. E&O covers economic loss caused by your professional work — a missed filing, bad advice, a flawed deliverable.
What is a retroactive date?
It's the earliest date a covered wrongful act can have occurred. Keeping it stable when you renew or switch carriers protects you against gaps.
Local coverage
Professional Liability / E&O insurance across Texas.
We write professional liability / e&o coverage in every city we serve. Pick your metro for a local page with more detail on how we place it there.
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