Coverage
Homeowners Insurance
Your house is your biggest asset. Insure it that way.
Homeowners insurance with real replacement cost, wind and hail options, and flood coordination — written for Texas homes and priced against multiple A-rated carriers.
What it covers
What's in the policy.
- Dwelling & other structures
- Personal property
- Loss of use
- Personal liability
- Medical payments to others
Why Allied
How we write it.
- Replacement-cost dwelling and contents
- Wind, hail, and named-storm options
- Flood coordination (NFIP and private)
- Personal umbrella available
- Landlord / DP-3 policies for rentals
FAQ
Common questions.
Is wind and hail covered?
In most of the coastal counties, wind/hail is written separately through TWIA or a wrap policy. Inland, it's usually included on the base HO-3.
Do I need flood insurance?
Homeowners policies exclude flood. If you're in Zone AE, X, or anywhere near a bayou, we'll price NFIP and private-market flood side-by-side.
Local coverage
Homeowners insurance across Texas.
We write homeowners coverage in every city we serve. Pick your metro for a local page with more detail on how we place it there.
Get a real quote
Ready for a quote?
Tell us about your risk. We'll come back with real numbers from carriers who actually write your business.