Coverage
Daycare & Adult Day Care Liability Insurance
Coverage children's parents — and adult family members — expect.
Liability insurance for licensed child daycare centers, in-home daycares, and adult day care centers. Includes abuse & molestation, corporal punishment defense, transportation, and field-trip coverage.
What it covers
What's in the policy.
- General liability
- Professional liability / corporal punishment
- Abuse & molestation
- Property (building & contents)
- Hired & non-owned auto
Why Allied
How we write it.
- General and professional liability in one policy
- Abuse & molestation coverage
- Field-trip and transportation coverage
- Building and contents
- Written for centers and in-home daycares
FAQ
Common questions.
What's the difference between child and adult day care insurance?
The exposures are different: child care leans on abuse and physical-safety claims; adult day care adds professional liability tied to health monitoring, medication management, and fall risk. We write both.
Is transportation included?
Only if you specifically add hired & non-owned auto or a scheduled vehicle. We'll ask about pickups, field trips, and van use before quoting.
Local coverage
Daycare Liability insurance across Texas.
We write daycare liability coverage in every city we serve. Pick your metro for a local page with more detail on how we place it there.
Get a real quote
Ready for a quote?
Tell us about your risk. We'll come back with real numbers from carriers who actually write your business.