Coverage
Day Spa Insurance
Coverage as calm as your treatment room.
Business insurance for day spas, wellness studios, and med-spa-adjacent businesses. Professional liability for estheticians and massage therapists, property for equipment, and general liability for the retail floor — packaged for spa operators.
What it covers
What's in the policy.
- General liability
- Professional (esthetics/massage) liability
- Property & equipment
- Business interruption
- Product liability
Why Allied
How we write it.
- Professional liability for estheticians, massage, and nails
- Property coverage for treatment equipment
- Product liability for retail sales
- Business interruption
- Cyber add-on for booking and payment data
FAQ
Common questions.
Do independent contractors at the spa need their own policy?
Usually yes. The spa's policy protects the business; individual practitioners typically carry their own professional liability. We can write both.
Is chemical peel or laser work covered?
Standard spa policies exclude anything considered medical. If you offer laser, injectables, or chemical peels, we quote a medi-spa form instead.
Local coverage
Day Spa insurance across Texas.
We write day spa coverage in every city we serve. Pick your metro for a local page with more detail on how we place it there.
Get a real quote
Ready for a quote?
Tell us about your risk. We'll come back with real numbers from carriers who actually write your business.