Coverage
Cargo Insurance
Protect the freight from pickup to delivery.
Motor truck cargo and inland marine coverage for freight in transit — for owner-operators, fleets, freight brokers, and shippers that need real limits and clean claims history.
What it covers
What's in the policy.
- Cargo in transit
- Loading and unloading
- Refrigeration breakdown (endorsed)
- Debris removal and pollution cleanup
- Earned freight
Why Allied
How we write it.
- Limits from $100K to $1M+ per shipment
- Refrigerated / reefer breakdown
- Broker's contingent cargo
- All-risk inland marine forms
- Fast filings for shippers and 3PLs
FAQ
Common questions.
What limit do shippers usually require?
$100K is standard for general freight; reefer, electronics, and high-value goods often require $250K or more. Some contracts write specific commodity limits — we match your book.
Is broker's contingent cargo the same as motor truck cargo?
No. Contingent cargo protects the broker when a contracted carrier's cargo policy fails to respond. Motor truck cargo is the carrier's own primary policy.
Local coverage
Cargo insurance across Texas.
We write cargo coverage in every city we serve. Pick your metro for a local page with more detail on how we place it there.
Get a real quote
Ready for a quote?
Tell us about your risk. We'll come back with real numbers from carriers who actually write your business.