Coverage
Business Owner Policy (BOP)
Property and liability packaged for small business.
A Business Owner Policy bundles general liability, commercial property, and business interruption into one package — designed for small and mid-size businesses that want broad coverage at a predictable price.
What it covers
What's in the policy.
- General liability
- Commercial property (building &/or contents)
- Business income & extra expense
- Equipment breakdown (endorsed)
- Basic crime coverage
Why Allied
How we write it.
- General liability + property in one package
- Business interruption / loss of income
- Equipment breakdown available
- Cyber and hired auto add-ons
- Priced for small and mid-size operations
FAQ
Common questions.
Who qualifies for a BOP?
Most small businesses with modest property values and low-hazard operations. Contractors, trucking, and higher-hazard classes usually need separate monoline policies.
Does a BOP include workers comp?
No — workers comp is always written separately. We can quote both together.
Local coverage
Business Owner Policy insurance across Texas.
We write business owner policy coverage in every city we serve. Pick your metro for a local page with more detail on how we place it there.
Get a real quote
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